7) "What do I need to do to get my fresh start through bankruptcy?"

Both 7 & 13 of the Bankruptcy Code can help you get control of your debt and stop harassment from your creditors. Whether you need and qualify for Chapter 7 or Chapter 13, you have only three main jobs in a bankruptcy under the current law: (1) providing Gandy Law Offices with all the information we ask of you - truthfully and completely, (2) paying the fees, and (3) completing your Credit Counseling Briefing, and later completing your Financial Management Briefing. We can take care of just about everything else, and we do everything we can to make the process as smooth and uncomplicated as possible for our clients. As clients of ours once said, wiping out all of their debts was like having a huge weight lifted from their shoulders: tension ceased, money worries stopped, arguments about bills became a thing of the past, and the family no longer feared answering the phone or even going to the mailbox. They could breathe again.