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National Association of Consumer Bankruptcy Attorneys
Member, National Association
of Consumer Bankruptcy Attorneys


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Member, National Association
of Consumer Advocates







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The hardest part of declaring bankruptcy:

"Our experience has shown us that often the most difficult part of the process is having the courage to raise your hand and say "This isn’t working. There has to be a better way of getting control of my finances.” And that better way may be wiping the slate clean by getting a fresh start through the bankruptcy process. If there is any shame in bankruptcy, it is in not making that choice if you and your family need it. The shame of it is seeing people who should be taking this step in a new direction, and instead continue to subject themselves and their families to needless stress and strain because of too much pride, or too much guilt. Getting a fresh start through this process is a way to turn over a new leaf. If you don’t owe this chance to yourself, then you may owe it to those who care about you and for whom you may be responsible.

And you have some pretty good company if going through the bankruptcy process is something that you chose. After all, Presidents Thomas Jefferson, Abraham Lincoln, And Harry Truman had bankruptcy touch their lives. Honest Abe may have gone through the process twice. Walt Disney - many times - , Donald Trump, Debbie Reynolds, Burt Reynolds, Kim Bassinger, and the list goes on. Think about it, Bankruptcy is a tool you use, if you need it.

Bankruptcy offers a chance at a clean slate. What you write on that slate and how you rebuild your credit, is up to you. People can and do buy appliances, vehicles and homes for example, shortly after and sometimes even during the process. As always, whether you chose bankruptcy or not, each potential lender makes its own decision about to whom to lend. A person with good employment, a down payment, and much fewer debts because of a Chapter 7 or Chapter 13, may well find his or her credit situation has improved after the Bankruptcy case is closed. By continuing your payments on your car and house, for example, you are almost immediately re-establishing your credit."


MORE THAN 20 YEARS EXPERIENCE


CLIENT TESTIMONIALS



"You guys rock" -- L.K.

"I'd stand on my head for you guys, but I'd look silly doing it." -- P.G.

"Now, I can sleep tonight" -- R.C.

"If you need the help, Gandy's the one to go to." -- P.G.

"Thanks again for helping us out. You all treated us like people, not criminals." -- G.G. & B.G

"You really go to bat for your clients." -- M.H.

"The knot in my stomach is gone." -- K.G.

"Freedom is amazing, we can answer the phone again and actually have money in the bank." -- K.

"I thought your service was excellent. I felt so badly about having to take bankruptcy and so nervous, but your staff helped me feel at ease and were so understanding and helpful. Thank you." -- P.B.

"You are wonderful people, very helpful & friendly! We have a new lease on life!!" -- S. & J. R.

"Excellent service, never felt uncomfortable with subject." -- R.R.

"This was a very hard decision for us, your office made it go smoothly & easy. Thank you." -- G.B.

"Everything was explained so that I understood which made me feel at ease with the staff. Thank you so much for the fresh start." -- A.S.

"Personnel was very courteous, helpful, cordial & looking out for my best interests. I would highly recommend GANDY LAW OFFICES to anyone" -- V.F.

"I was very pleased and relieved to have an honest and outstanding firm as yours. I have had a couple of bad experiences in the past - Thank you very much" -- R.H.

"I think you folks were great. I could hardly believe how easy and smooth it all went. Keep up the good work." -- D.S.

"Professional, yet caring." -- B.H.

"I wish everyone who was suffering financially like I was would find out how easy it is to get out of the mess they're in." -- Anonymous

"Thank you for your guidance and legal assistance. You did a very good job of keeping me informed." -- M.S.

"I was very pleased with Mr. Gandy and staff, and would recommend your law firm." -- C.S.

"Your service was great. An enormous weight has been lifted." -- R.F.

"... thanks for getting me through a very difficult time. I went to court much better prepared than others represented by other firms." -- S.J.

"Deciding to file bankruptcy was hard & I was embarrassed about it. But coming to your office and being treated with respect... it made the whole experience a lot easier, and more pleasant then I imagined it would be." -- Anonymous

"... You took our stress and made life better for us with a new beginning." -- P.H.

"I am glad I chose your firm." -- D.L.

"When I first came into your office, I was so down on myself and truly felt like a failure, but now I am really at peace with myself, and I have started a new life. I owe it all to you, Mr. Gandy, and your wonderful, caring staff." -- G.S.

"The service was wonderful." -- B.H.

"I just want to thank you for all your kindness and help in this matter! You and your staff were so kind, considerate and helpful... You really made me feel at ease about the whole process." -- S.N.

"You all rock!" -- K.

"I was VERY satisfied with your personnel and the way you guys handled everything for me." -- R.O.

"Keep up the good work and thank you very much." -- M.A.

"[You] made us feel like family... We weren't made to feel embarrassed about our decision." -- T.T.

And a very special story was shared to us by one of our valued clients:
"My true feelings about the Gandy Law firm:
I prayed for guidance how to get those bills paid. I was looking in the stand for something and the telephone directory fell out and opened to the yellow pages with the Gandy ad showing. After reading the ad I sat there wondering 'could they be the one's to help me?' My inner thoughts told me 'sure, give them a call and see what happens.'
Well, the rest is history... I'm so grateful to all of you. You people seemed concerned about my health, about me climbing those steps [to the office]. I want you to know since the burden has been lifted from me, my health has gotten better." -- H.B.




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Iowa Bankruptcy Lawyer : Paul Gandy  Iowa Bankruptcy Attorney, Gandy Law Offices : Iowa Bankruptcy, Fairfield Iowa Bankruptcy Lawyer, Bankruptcy Attorneys
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Iowa Bankruptcy Attorney Gandy and his staff strive to be both competent and caring.
We are never judgmental of clients and truly understand the problems they are facing. We want to be of help. We have walked a mile in your shoes.

Iowa Bankruptcy Lawyer : Paul Gandy  Iowa Bankruptcy Attorney, Gandy Law Offices : Iowa Bankruptcy, Fairfield Iowa Bankruptcy Lawyer, Bankruptcy Attorneys
Attorney Gandy has been Board Certified in Consumer Bankruptcy Law since 1998
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You may be considering having GANDY LAW OFFICES, P.C. represent you in getting a fresh start for you and your family by using the bankruptcy process.
Please know that the GANDY LAW OFFICES team will work very hard to do an excellent job for you.

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GANDY LAW OFFICES, P.C. is a qualified law firm proudly designated as a federal debt relief agency by an Act of Congress and the President of the United States. Since 1991, we have been assisting families, individuals, and small businesses in obtaining financial relief, eliminating burdensome debt, and getting a fresh start under the US Bankruptcy Code. 11 USC § 528 (a) (4).|
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