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Iowa Bankruptcy Attorney | Iowa Bankruptcy Lawyer | Gandy Law Offices | Iowa Lawyers Attorneys
Over 17 Years Experienced, Board Certified Iowa Bankruptcy
Attorney  Paul  Gandy

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CREDIT REPORTING DISPUTES

GANDY  LAW  OFFICES,  P.C.  also  represents  clients  who  have filed bankruptcy through our firm in connection with credit reporting errors and  disputes after their bankruptcy case is completed. Under the Fair Credit  Reporting  Act,  all credit reporting agencies are required to ensure fair and accurate reporting of credit transactions. Oftentimes, there  are  errors  on  your credit reports which need to be corrected after   your   bankruptcy  case  is  completed.  All  negative  credit information  adversely affects your credit score. In turn, your credit score  greatly  affects  your  financial  health, as it determines the costs  at  which  you  can obtain credit, and even the insurance rates that  you  will pay.

The fresh start you obtained through a bankruptcy filing   should  not  be  impaired  by  an  incorrect  credit  report. Therefore,  it  is  very  important  that you maintain control of, and ensure  the  accurate  reporting of your credit. If you believe that a credit  reporting agency is not accurately reporting information about your  credit  transactions  after your bankruptcy, or if you have been damaged by a creditor that is not reporting accurate information about you  to  a  credit  bureau,  then  you may contact our office at (888) 874-0289 for an initial consolation with Attorney Gandy.


DEBT COLLECTION DISPUTES

GANDY  LAW  OFFICES,  P.C.  also  represents  clients  who  have filed bankruptcy through the firm and have had their rights violated by debt collectors before, during, and after their bankruptcy case. Under Iowa and  Federal  Law,  there  are  definite restrictions on the manner in which  a  creditor  or  its debt collectors can undertake to collect a debt.  Sometimes  before,  during, and after a bankruptcy filing these laws  are  violated by over aggressive debt collectors. If you believe that  a  debt  collector  or  creditor  has  acted unreasonably in its efforts  to  collect  its  debt,  please  contact  our  office  for  a consultation. "

 

Call Toll  Free 1 (888)  874-0289 for a Free 20 minute initial consultation and  informative booklet (a DVD is also available).

You may be considering having GANDY LAW OFFICES, P.C. represent you in getting a fresh start for you and your family by using the bankruptcy process.

Please know that the GANDY LAW OFFICES team will work very hard to do an excellent job for you.
IOWA BANKRUPTCY LAWYER PAUL GANDY - ROBERT  LIPTAK AND STAFF AT GANDY LAW OFFICES P.C
Attorney Gandy and his staff strive to be both competent and caring. We are never judgmental of clients and truly understand the problems they are facing. We want to be of help. We have walked a mile in your shoes.

You can also start reading your booklet, Bankruptcy Still Works in Iowa - Fighting Back and Helping People Get a Fresh Start through the New Law , immediately by clicking here.

You will need Adobe Acrobat Reader to access this pdf document. If you need to install it you can download it for FREE from here.)

American Board of Certification

Attorney Gandy has been Board Certified in Consumer Bankruptcy Law since 1998
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GANDY LAW OFFICES, P.C. is a qualified law firm proudly designated as a federal debt relief agency by an Act of Congress and the President of the United States. Since 1991, we have been assisting families, individuals, and small businesses in obtaining financial relief, eliminating burdensome debt, and getting a fresh start under the US Bankruptcy Code. 11 USC § 528 (a) (4).| Entire contents Copyright © 2007 GANDY LAW OFFICES, P.C. All rights reserved